Law Office of Theodore Koban, Attleboro Massachusetts

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The Equifax Data Breech and How to Protect Your Credit Score

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Recently hackers have gained access to the names, addresses and Social Security numbers of over 143 million people stored on the credit reporting firm Equifax’s data base. With this information hackers can open accounts in ...

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National Collegiate Student Loan Debts May be Uncollectible

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The Student Loan Debt Collection Problem Student loan debt today exceeds $1.3 trillion. The total has more than doubled from the $611 billion it was nearly nine years ago. Almost one in 10 student borrowers is behind on ...

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Is Debt Relief For Student Loans On The Horizon?

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Washington, May 5, 2017—The National Association of Consumer Bankruptcy Attorneys (NACBA), the only organization dedicated to protecting and enhancing the rights of consumer bankruptcy debtors, applauded the lead of ...

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Massachusetts Bankruptcy Exemptions- Keeping Your Family Home

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The most common bankruptcy exemption misconception is that will  not protect your family home. The United States Bankruptcy Act allows people to keep a fairly generous amount of “exempt’ property so that they can have a ...

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Secrets The Debt Collector Hopes You Never Find Out

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Stop Debt Collector Harassment Now If you have gotten behind in your debts, and you know the debt collector by name, the calls you get every night at dinner can be exhausting. Massachusetts Debt Collection Rules Prohibit ...

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Financial Freedom – Debt Relief With Dignity

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Returning to Financial Freedom Requires a Plan. Families that have incurred large debt will ignore their predicament. They fail to create a plan to return to financial stability. If a middle income family incurs more then ...

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Bankruptcy or a Debt Settlement Program? Which is Right For You?

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Thinking about using a debt settlement program as a way to avoid filing for bankruptcy?  A debt settlement program is typically offered by a for-profit company. It requires you make a set payment into their program every ...

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Credit Card Debt And Penalty Rates

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Credit Card Debt Can Easily Get Out Of Control. What Are Penalty Interest Rates? Very few people actually read the credit card contract they sign when they apply for a card. It provides, if you carry an unpaid credit card ...

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Out of Control Debt Collectors

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Drowning in debt and struggling to get by in the current economy is hard enough. Being hounded by debt collectors, who decided to automate their practice, for debts you do not owe is outrageous. Bankruptcy law can provide ...

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Beware of Phone Scams for Bankruptcy Filers.

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Phone scammers are targeting bankruptcy filers in several states, using personal information from filings and posing as attorneys to get intended victims to immediately wire money to satisfy a debt. The National Association ...

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