Law Office of Theodore Koban, Attleboro Massachusetts

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National Collegiate Student Loan Debts May be Uncollectible

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The Student Loan Debt Collection Problem Student loan debt today exceeds $1.3 trillion. The total has more than doubled from the $611 billion it was nearly nine years ago. Almost one in 10 student borrowers is behind on ...

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Is Debt Relief For Student Loans On The Horizon?

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Washington, May 5, 2017—The National Association of Consumer Bankruptcy Attorneys (NACBA), the only organization dedicated to protecting and enhancing the rights of consumer bankruptcy debtors, applauded the lead of ...

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Massachusetts Bankruptcy Exemptions- Keeping Your Family Home

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The most common bankruptcy exemption misconception is that will  not protect your family home. The United States Bankruptcy Act allows people to keep a fairly generous amount of “exempt’ property so that they can have a ...

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The Massachusetts Marijuana Law – What Is Legal?

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The new Massachusetts marijuana law, M.G.L. Ch 94C §32L – 32N,  has decriminalized medical marijuana use and recreational use.  But, whether you call it marijuana, pot or weed under the federal Controlled Substances ...

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Secrets The Debt Collector Hopes You Never Find Out

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Stop Debt Collector Harassment Now If you have gotten behind in your debts, and you know the debt collector by name, the calls you get every night at dinner can be exhausting. Massachusetts Debt Collection Rules Prohibit ...

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Financial Freedom – Debt Relief With Dignity

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Returning to Financial Freedom Requires a Plan. Families that have incurred large debt will ignore their predicament. They fail to create a plan to return to financial stability. If a middle income family incurs more then ...

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You Do Not Have To Take Field Sobriety Tests?

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if In Massachusetts a person suspected of drunk driving will regularly be asked to perform a series of field sobriety tests. These are administered by a police officer at the roadside. There is no scoring system for success. ...

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Bankruptcy or a Debt Settlement Program? Which is Right For You?

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Thinking about using a debt settlement program as a way to avoid filing for bankruptcy?  A debt settlement program is typically offered by a for-profit company. It requires you make a set payment into their program every ...

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Faulty Breathalyzer Machines Being Challenged

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If you were recently arrested in Massachusetts for drunk driving and blew into a breathalyzer you should hold off on resolving your case. In October of 2012 the Massachusetts Office of Alcohol Testing authorized the use of a ...

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Credit Card Debt And Penalty Rates

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Credit Card Debt Can Easily Get Out Of Control. What Are Penalty Interest Rates? Very few people actually read the credit card contract they sign when they apply for a card. It provides, if you carry an unpaid credit card ...

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